Michigan First Credit Union

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Regular Savings
A smart savings plan can put your finances on track to reach your goals. With money in the bank, you’ll be ready to experience a future full of possibilities and take on the occasional challenge. We’ll provide personalized advice and craft a savings plan tailored for you.
  • $10 minimum opening deposit
  • Earn competitive dividends on deposits
  • NCUA Insured up to $250,000 and covered by Excess Share Insurance for up to an additional $250,000
Money Market
Life can get expensive, which is why we all look for faster ways to grow our savings. While some attractive investments require a lengthy commitment, Money Market funds can be accessed any time you need them.
  • Minimum deposit required for dividend earnings is only $2,500 with no maximum balance
  • Dividends as high as 2.63% APY, which is higher than many traditional savings accounts
  • NCUA Insured up to $250,000 and covered by Excess Share Insurance for up to an additional $250,000
Secondary Savings Account
A smart savings plan can put your finances on track to reach your goals. With money in the bank, you’ll be ready to experience a future full of possibilities and take on the occasional challenge.
  • No Monthly Fee
  • Dividends as high as 0.30% APY
  • NCUA Insured up to $250,000 and covered by Excess Share Insurance for up to an additional $250,000
Savings Plus
Take a big step toward building your savings. If you limit your trips to our branches, do most of your banking online, and sign up for direct deposit, you’ll be rewarded with a higher dividend on your account.
  • Dividends as high as 3.56% APY when you qualify for Bonus Dividends.
  • Chance to earn higher dividends when you make $400 or more in monthly direct deposits and other criteria
  • NCUA Insured up to $250,000 and covered by Excess Share Insurance for up to an additional $250,000